The scope.
Everything covered under this practice — delivered by a partner, sized to your engagement.
Working capital & term loans
Cash-credit, overdraft, WCDL and term-loan facilities from PSU and private banks, matched to your business cycle.
Structured debt
Mezzanine, structured, and acquisition financing where a plain-vanilla loan won't fit the deal.
Non-convertible debentures (NCDs)
Listed and unlisted NCD issuances with rated instruments for institutional and HNI subscribers.
Project & growth finance
Long-tenor project finance and growth capital, with the covenants and drawdown mechanics that fit the plan.
Refinancing & rate reset
Refinancing existing debt to reduce cost, extend tenor or release security — often the fastest ROI in the finance function.
Lender documentation & negotiation
Sanction letters, term sheets, security documentation and inter-creditor agreements — reviewed and negotiated on your side.
What you receive.
Tangible outputs from the engagement — the file, the pack, the report.
- Information memorandum & lender pitch
- Financial projections and covenant modelling
- Lender long-list, RFP and comparative term sheets
- Negotiated sanction letters and facility agreements
- Security creation and drawdown coordination
- Post-drawdown covenant & compliance tracker
The moments this pays off most.
Talk to us at these points — the sooner in the arc, the more value the work creates.
Raising your first structured facility
Moving from proprietor-style banking to a proper working-capital line.
Term-loan for capex or acquisition
You've committed to a plan and need the debt piece funded on time.
Refinance opportunity
Rates or covenants no longer fit — a better structure exists in the market.
Debt for growth or promoter liquidity
NCDs, mezzanine or structured debt where equity would be too expensive.